Insurance Adjuster

An Adjuster, also known as a claims examiner, is an individual who investigates claims and recommends settlement options based on estimates of damage and the terms of the covering insurance policy. It is important to note the distinction between types of adjusters:

A staff adjuster is employed by an insurance carrier and will represent the interests of the carrier in resolving a claim.

A desk adjuster is a type of staff adjuster that handles claims remotely.

A field adjuster is a type of staff adjuster that investigates a claim in person.

A public adjuster is an independent investigator that represents the policyholder in resolving a claim.